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WWW.Annualcreditreport.com
Posted: December 1, 2004, 4:33 am
by Tyek
I found out 4 years ago that someone had stolen my social security number. Since then life has been hell keeping my credit report clean. Recently congress passed a law requiring the credit companies to provide a free report every year. You can access it through this website.
They say 1 in 4 reports has incorrect information either through error or stolen identity. Do yourself a favor, check yours out, after all it is free.
http://www.annualcreditreport.com
Posted: December 1, 2004, 4:44 am
by Aslanna
Depending on where you live it's not free yet!
Posted: December 1, 2004, 10:11 am
by Deward
I can empathize. Ten years ago I had my SS# stolen by someone in CA (I live in WI). They used it to get free electric and phone service out there. The credit companies are a real bitch to work with. You have to practically cut an arm off to show your sincerity and get them to drop you from their records.
Posted: December 1, 2004, 10:34 am
by Aabidano
A certified letter threatening a lawsuit took care of my credit report when they buggered it up

It was fairly painless.
Posted: December 1, 2004, 11:45 am
by Pherr the Dorf
1st of the year you get one free a year from each of the 3 credit agencies, so you can check your report every 4 months

Posted: December 2, 2004, 6:33 am
by Thess
I had my social security card stolen when someone stole my liscense. I do however have 8 accounts in good standing and 0 negatives on my credit report.
Posted: December 2, 2004, 2:30 pm
by Winnow
Thess wrote:I had my social security card stolen when someone stole my liscense. I do however have 8 accounts in good standing and 0 negatives on my credit report.
If you got your SS in Nevada you're a 530-XX-XXXX. Now all I need to do is guess the rest of it!
You are allowed to apply for a federal tax ID which is the same format as a social security number if you want and use it to apply for jobs, credit cards etc. Foreigners get them for school and such. The ones I've seen have started out 008- or some other odd looking first 3 digits.
I know quite a bit about credit fraud from having the worst job ever for awhile in college as a credit card collections "analyst". In some respects it was entertaining tracking down deadbeats for money. Mostly it sucked except for the knowledge I gained about how credit works and the loopholes ect.
Posted: December 2, 2004, 3:00 pm
by Lohrno
There's no way that 530 can be the only first 3 codes for NV. That would mean there are only 100,000 original residents.
Sorry, 1 million, that looks right now.
-=Lohrno
Posted: December 2, 2004, 3:07 pm
by Winnow
Lohrno wrote:There's no way that 530 can be the only first 3 codes for NV. That would mean there are only 100,000 original residents.
Sorry, 1 million, that looks right now.
-=Lohrno
http://about-the-web.com/shtml/reports/ss_numbers.shtml
Posted: December 2, 2004, 8:07 pm
by Kelshara
That thing is wrong! My TX SSN is different!
Posted: December 2, 2004, 8:19 pm
by Thess
To bad I was born in NY and not nevada =P
Have fun figuring out the first part, 050-134